November 2023
Business Funding
Customer Newsletter


In this tough economy, many businesses are struggling to stay afloat. Others need to expand. That's why we are taking the time to bring you more solutions!
Easy, Fast, and Affordable for you


What is Merchant Cash Advance?

A Merchant Cash Advance provides business owners with access to their needed capital. The company providing the funds advances the cash by purchasing a pre-determined amount of the business sales volume sold through a merchant account.
Many like the fact that you are only required to pay a fixed % of your credit card sales so if your sales slow down to another COVID wave or other unforeseeable issues you are safe. You have no accruing interest or fixed payback period.
Business owners can qualify for a Merchant Cash Advance between $5,000 and ranges up to $600,000 with our programs.

What is Merchant Loan?

A small business loan refers to receiving a lump sum of working capital to use for business purposes. The best feature about this type of loan is that there is a fixed payment amount which is automatically deducted from your business bank account on either a daily, weekly, or monthly basis.
Business owners can get access to working capital as small as $5,000 that ranges up to $600,000.

What is Merchant Line of Credit?

A line of credit is a flexible business financing option that allows quick access to a defined amount of working capital. The way it works is a business is approved for a set amount of credit and has access to that amount through a streamlined process which allows for quick and easy access to draw on the approved amount when needed. We can facilitate access to line of credit financing from $5,000 up to $250,000.


Examples of how business owners can put Business Funding of Credit to work: 

  • Advertising
  • Expansion
  • Equipment
  • Working Capital
  • Inventory
  • Renovations
  • Taxes
  • Bills
  • Partner Buyout
  • Emergencies
  • Or anything else needed to help business

How do you know which Business Funding company to use? See the Business Funding Approval Criteria spreadsheet here or let our smart online application figure it out for you or the merchant. For more information you can also go to our FAQ page on our website.


Apply for Business Funding!

Fast and Easy Process

  • Approval usually is obtained 24 hours after the receipt of the required documents
  • Multiple customized funding solutions available
  • Only a soft credit check (no affect on your score)
  • No Collateral Required
  • Funding within 1-4 days of approval

All they need are 3 important things to apply

  • Form of identity validation
  • Business bank account number and routing numbers
  • • Last three months of business bank statements

Interested? APPLY HERE today!


Why choose Business Funding over other sources of capital?

Are you low on cash and need working capital to fund operations quickly? Don't want the fixed monthly payment of a traditional business loan? A Cash Advance, Loan, or Line of Credit is the perfect solution for your business funding needs. It is also an excellent way to access working capital in a "cash-flow friendly" way by making daily remittances. We are devoted to helping small businesses find the financial solutions they need. Every business is different so we have business financing options no matter what your need for capital is!


Advantages of Merchant Cash Advance

  • You don't need a stellar credit history to qualify.
  • Cash-flow friendly! Your business remits less on slow days and more on busy days to keep cash-flows smooth.
  • You don't have to worry about fixed monthly payments during tough times, and there is no set maturity date. This enables your business to be more flexible financially while fully funding all of its operations.
  • The remittances are automatic and don't require you to write any checks.
  • Getting a Cash Advance is faster and easier than obtaining a traditional loan, making your much needed capital more accessible when you need it quickly.

Advantages of Merchant Loan Programs

  • Loan : The traditional loan is a lower cost option for merchants that have at least 2 years in business and a FICO score of at least 620.
  • High Risk Loan : The high risk loan is a lower cost option for merchants that have been in business for at least 2 years and a FICO score of at least 580.
  • Loan with MCA Pricing : The loan with MCA pricing is an ACH option for merchants that would not qualify for a loan due to time in business or low FICO. The pricing is the same as the MCA, however the repayment is a fixed daily ACH.

Advantages of Merchant Line of Credit

  • You will only be responsible for paying back the amount of money drawn along with any fees or costs.
  • If the business draws less than the approved amount, you don't have to pay back the entire approved amount, only what was used along with any costs or fees.
  • Flexible Payments - Payments are automatically withdrawn from the business bank account.

Program Features:

  • Fast Funding
  • Easy payback process
  • No financials required under $150,000
  • Approvals in as little as 24 hours
  • Factoring fees are tax deductible
  • No collateral required
  • Builds business credit

So what are you waiting for?

Sign up for merchant accounts, payment gateways, check, Business Funding and payroll services that we offer through our Online Application.


What's More? Through November 30th, 2023:

  • Your percentage of 4% commission on initial and subsequent draws



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