May 2024
Merchant Services
Customer Newsletter

Do you want to Accept Card Payments at a Low Rate?

Sign up for a Merchant Account & Empower them with a much easier business life...

Benefits of Merchant Services 

• Boost sales and improve customer satisfaction by allowing customers to choose their preferred form of payment
• Increase average sale since the customer does not need to have cash on him
• Protect the business from potential losses due to accepting bad checks
• Avoid the risk and inconvenience of having large amounts of cash
• Accept payments from virtually anyone, anywhere
• Click here for more information on Merchant Services

Why Commerce Technologies? 

• Free Rate Analysis
• Simple Pricing structure - Interchange, flat, or tiered
• Daily or Monthly discounts
• Reliable 24/7 customer service
• Secure online transaction reporting
• Visa, Master, Discover, Amex, JCB, Diners Club, Carte Blanche, China UnionPay, and DinaCard Transactions all in one easy monthly statement
• Risk specialists to help prevent fraud
• Multi currency and International Processing
• High approval rate and very short Unacceptable business list
• Free Technical Support for the life of the account
• Free account set-up and programming
• Next day funding available
• Wright Express/Voyager (Fleet cards are used by businesses to regulate, track and purchase the fuel and services for their entire fleet of vehicles.)
• Multiple Platform Support: First Data (Omaha, Nashville, Buypass, North), TSYS
• Interchange optimization including II and III processing

We have a solution for all the below business types 

• Retail
• Restaurant
• Hospitality
• Mobile
• Back Office (MOTO)
• Internet

What's More? 
Retail and Mobile Businesses can add PIN Debit and EBT Services too!

We now offer Seamless Merchant Account integration 

• Eliminates duplicate entry
• Connects sales orders and account receivable functions with credit card authorization
• Easy reconciliation
• Swipe and key entry enabled

Click here for most Payment, POS, Accounting, and Payroll integrations!

Click here for Sage, Intuit and other Accounting/ERP integrations!

Click here for most CRMs and other popular software like DocuSign integrations!

Click here for most Gateway integrations!

Click here for most Shopping Cart/Webstore Integrations!

Click here for most Hospitality integrations!

Click here for all other integrations!

Get ready EMV is here

It's important to note that fraud liability shifted to merchants that have not implemented an EMV structure. Beginning on October 1st 2015, the merchant, not the issuing bank, will be liable for counterfeit card transactions if the merchant receives a fraudulent EMV bank card but has not installed an EMV-capable device. Click here to see FAQ's.

Additional Fraud Minimization:
We protect against:

• Identity Theft
• Chargeback Fraud
• Clean Fraud

Accepting Phone Payments:



With integrated NFC (near-field communication) terminal, your customers are enabled to accept payments from any NFC-enabled mobile devices. It is also fully compatible with Apple Pay, Android Pay, and all Apple and Android Pay devices such as iPhone, Apple Watch, Samsung Galaxy, LG, and Nexus. Click here to see FAQ's.

Cash Discounting and Surcharging

• Optional ability to markup all inventory pricing by up to 4%
• Can encourage customers to pay with cash (or debit, check) instead of credit to gain goodwill, but will not decrease revenue
• See a much lower month-end due balance with daily discount enabled
• Answer your merchants calls for cash
• and so much more !

So what are you waiting for?

Sign up for Merchant Account, Payment Gateway, Check, Business Funding, and Payroll services through our Online Application.

1-800-477-5363