SoftPOS allows a compatible smartphone or tablet to function as a secure contactless payment acceptance device. Instead of relying on a traditional terminal or external card reader, merchants can accept eligible contactless credit cards, debit cards, and mobile wallet payments directly through an approved payment app on a compatible NFC-enabled device. 

For small businesses, mobile service providers, pop-up shops, restaurants, delivery teams, field services and events. SoftPOS can create a faster and more flexible checkout experience without adding more hardware. 

What is SoftPOS? 

SoftPOS, or Software Point-of-Sale, is a software-based payment acceptance solution that turns a off-the-shelf mobile device, such as a smartphone or tablet, into a contactless point-of-sale device. 

A customer simply taps their contactless card, phone, or wearable near the merchant’s compatible mobile device to complete the payment. Depending on the provider, SoftPOS may be used as a standalone mobile payment option or as an extension of an existing POS system. 

In 2026, SoftPOS is no longer just an emerging concept. Major payment networks, POS providers, and technology companies now support Tap to Phone or Tap to Pay solutions for eligible merchants. Apple’s Tap to Pay on iPhone, for example, allows businesses to accept in-person contactless payments using only a compatible iPhone and a supported payment app, with no additional terminal required. Visa also describes Tap to Phone as a way for merchants to accept contactless payments on NFC-enabled Android and Apple smartphones they already own.  

Key Advantages of SoftPOS 

Lower hardware costs 
SoftPOS can reduce or eliminate the need for dedicated card readers or countertop terminals, making it especially useful for new businesses, seasonal sellers, mobile merchants, and businesses adding extra checkout points. 

More flexible checkout options 
Merchants can accept payments at the table, curbside, in the aisle, at events, on deliveries, or in the field. This can reduce checkout friction and help businesses serve customers wherever the sale happens. 

Faster deployment 
Because the solution runs through an approved app on a compatible device, merchants may be able to start accepting contactless payments faster than with traditional terminal deployment. 

Scalable for different business types 
SoftPOS can work for small businesses that need a low-cost entry point, as well as larger businesses that want additional mobile checkout lanes, line-busting, or backup payment acceptance. 

Supports modern customer payment preferences 
SoftPOS solutions can accept contactless cards and digital wallets such as Apple Pay and other mobile wallets, depending on the provider and supported card brands. Clover’s Tap to Pay on iPhone option, for example, supports contactless credit cards, debit cards, Apple Pay, and other digital wallets through the Clover Go app.  

Security and Compliance Considerations 

SoftPOS solutions are designed to support secure contactless payment acceptance, but merchants should work with a trusted payment provider to make sure the solution is properly configured and supported. 

Payment security standards have also evolved. PCI’s earlier CPoC standard was created for contactless payments on commercial off-the-shelf devices, but PCI has announced a formal sunset period for both CPoC and SPoC from May 1, 2026 through October 31, 2026. PCI’s newer MPoC standard provides a more flexible framework for mobile payment acceptance on commercial devices and combines elements of both contactless acceptance and PIN-entry use cases.  

Is SoftPOS Right for Your Business? 

SoftPOS can be a strong fit for businesses that want a simple, mobile, and hardware-light way to accept in-person contactless payments. It is especially useful for: 

• Mobile service businesses  

• Pop-up shops and events  

• Food trucks and quick-service restaurants  

• Tableside or curbside payments  

• Delivery and field service teams  

• Retail line-busting  

• Seasonal or temporary locations  

• Backup payment acceptance  

SoftPOS may not fully replace a traditional POS terminal for every business, especially if you need receipt printers, cash drawers, barcode scanners, or a full countertop checkout station. However, it can be a powerful add-on for merchants that want more flexibility without adding more equipment. 

For merchants, the practical takeaway is simple: choose a payment provider that uses approved, supported SoftPOS technology and can explain what devices, payment types, transaction limits, security requirements, and POS integrations apply to your business. 

Explore SoftPOS Options 

Commerce Technology can help you evaluate whether a SoftPOS like one of the following is the right solution for your business. 

Check out NMI: NMI Payment Gateway 

Check out Clover:Clover POS 

Check out SwipeSimple: Swipe Simple POS 

Check out Authorize.net: Authorize.net Payment Gateway 

For more information, click here: Mobile Payments, Credit Card Processing, Merchant Solutions & Tools

What are payment processing fees? 

Payment processing fees are the charges you pay to a processor for accepting credit card and debit card payments. These fees generally consist of two main components: pass-through costs and processor markup. 

• Pass-through costs are established by the issuing banks and card networks, including Visa, Mastercard, American Express, and Discover. These charges include interchange, assessments, dues, and network costs. They vary depending on the type of card used, how the transaction is processed, and the overall risk associated with the payment. For example, manually entered transactions typically cost more than card-present transactions. These charges are generally non-negotiable and remain largely the same regardless of the processor you choose. 

• Processor markup is the amount added by the processor or acquiring bank for providing merchant services, payment technology, support, and risk management. This portion of your pricing can vary based on factors such as industry, processing volume, and business risk, and may often be negotiated. 

As payment security standards continue to evolve, merchants should also be aware that factors such as PCI compliance, EMV chip acceptance, address verification, and fraud prevention tools can influence overall processing costs and qualification levels. 

What is flat rate pricing? 

Flat rate pricing is a simple and predictable pricing model that combines pass-through and markup fees into one consistent rate and fee for all transactions. With this model, you pay the same percentage and per-transaction rate regardless of the type of card used, how the transaction was processed, or the underlying interchange category. 

The advantages of flat rate pricing are: 

• You can easily calculate and forecast your payment processing costs and budget accordingly. 

• You do not have to worry about fluctuating interchange rates or different transaction types affecting your fee structure. 

• Many flat-rate providers offer simplified billing with few or no monthly service fees. 

Flat rate pricing is often attractive to newer or lower-volume businesses because of its simplicity. However, businesses with higher transaction volume may find that they are paying more than necessary for lower-cost debit and consumer card transactions. 

What is tiered pricing? 

Tiered pricing is a pricing model that groups pass-through fees and markup fees into pricing tiers. With this model, your processor assigns each transaction to one of several categories, traditionally referred to as qualified, mid-qualified, or non-qualified. Each tier has a different rate that is intended to reflect the cost and risk associated with the transaction. 

• The qualified rate is typically billed for standard consumer credit and debit card transactions that meet all processing requirements. These transactions are generally the least expensive because they carry the lowest risk and often qualify for lower interchange categories. 

• The mid-qualified rate is typically charged for transactions that do not meet all of the criteria for the qualified rate. Such as manually entered transactions, certain rewards cards, or some business cards may be categorized as mid-qualified. In many cases, additional information such as address verification mismatch, delayed batch settlement, may have caused the transaction to qualify for a higher rate. 

• The non-qualified rate is generally the highest rate a merchant can be billed under a tiered pricing structure. This category often includes premium rewards cards, corporate and purchasing cards, foreign-issued cards, or transactions that are missing required qualification data. As card products continue to evolve, the types of transactions that fall into each tier may vary by processor. 

The advantages of tiered pricing are: 

• You may receive lower rates for transactions that fall into the qualified and mid-qualified rate category. 

• It remains one of the most common and widely recognized pricing structures in the payments industry. 

• Billing is generally easier to understand than interchange-plus pricing. 

One consideration with tiered pricing is that merchants may not always have full visibility into how transactions are categorized, making it more difficult to determine the true cost of processing. 

What is interchange or cost-plus pricing? 

Interchange-plus pricing, also known as cost-plus pricing, is a transparent pricing model that separates pass-through fees from processor markup fees. With this model, you pay the exact interchange and card network costs associated with each transaction, plus a fixed percentage and per-transaction fee charged by the processor. 

Many businesses prefer interchange-plus pricing because it provides greater transparency into the actual cost of payment acceptance. Rather than grouping transactions into pricing tiers, the merchant can see the specific interchange category and processor markup associated with each transaction. 

The advantages of interchange-plus pricing are: 

• You can see exactly how much you pay in pass-through costs and processor markup on your monthly statement. 

• Lower-cost transaction types, such as debit cards and many card-present transactions, benefit from their actual interchange rates rather than being grouped into a higher blended rate. 

• Processor markup is clearly disclosed and may be negotiable. 

• It often provides the most transparent pricing structure for established businesses. 

Interchange pricing is typically suited for larger merchants who have accounting and/or accounts receivable staff available to evaluate the complexities of this billing model. Because interchange rates and network fees are updated periodically by the card brands, interchange pricing can also make it easier to identify fee changes and understand how they affect your billing over time. 

Choosing the Right Pricing Model 

The right pricing model depends on your industry, transaction volume, average ticket size, and business goals. While flat rate pricing offers simplicity and predictability, tiered pricing provides a familiar structure that many merchants recognize. Interchange-plus pricing typically offers the highest level of transparency and is often preferred by larger businesses looking to better understand and manage their processing expenses. 

At Commerce Technologies, we help businesses evaluate their current merchant statements, compare pricing models, and identify opportunities to reduce payment processing costs. Whether you are new Business looking for a merchant account or an existing business looking to upgrade your payment processing solution, our team can help you find the option that best fits your business. 

If you would like a complimentary review of your current processing statement or need help choosing the best payment processing solution for your business, please contact us. 

Discontinuation notice:

Hi Valued Customer,

We want to inform you that your QuickBooks Desktop 2023 software will be discontinued on May 31, 2026. If you have any questions, please call 800-477-5363.

After May 31, you'll no longer have access to:

• Services like Desktop Payroll, Payments, and Support
• Updates for security patches that help protect your data
• Online bank feeds, which reduce manual data entry

We’re here to help you

Let us help you choose a new QuickBooks plan, so you can continue running your business without having to worry about service interruptions or vulnerability to security incidents.

We recommend Desktop customers like you upgrade to QuickBooks Enterprise or convert to QuickBooks Online and QuickBooks Online Payroll for increased collaboration, flexibility, and security. With a connected platform that acts as a single source of truth for your business, you can manage your accounting, pay your team, track time, and offer competitive employee benefits all in one place.

In addition, the companion mobile app gives you the freedom to work where and how you want, so you can send estimates and invoices, categorize transactions, and run reports from anywhere. Plus, QuickBooks Online gives you access to add-on services you won’t find in QuickBooks Desktop, like QuickBooks Live Assisted Bookkeeping and integration with Mailchimp.* Make sure to talk to your accountant about switching.

Convert to QuickBooks Enterprise or Migrate to QuickBooks Online with ease 

We guarantee your accounting data moves or your first month of QuickBooks Online is free.* In addition, you’ll have access to free migration help and a free 1-hour personalized setup session to show you around QuickBooks Online and Online Payroll so you can tackle your everyday tasks with confidence.*

Act now and get up to 20% off perpetually on QuickBooks Enterprise or 50% off for 12 months on QuickBooks Online.*

Take advantage of our best deal ever on all QuickBooks Enterprise, QuickBooks Online and QuickBooks Online Payroll. But don't wait; this offer will expire on May 31, 2026. Call 800-477-5363 now.

For our existing Desktop Plus customers

To continue having access to the latest security and product updates, as well as support, you will need to be on the newest version of QuickBooks Desktop. If you are on an active QuickBooks Desktop Plus subscription, you have access to QuickBooks Desktop at no additional charge. Click here to learn how to upgrade now: Free Consultation (commercetech.com)

Details:

QuickBooks Online with Online Payroll: Up to 50% off the annual list price for QuickBooks Online (“QBO”) and 50% off the annual list price for QuickBooks Online Payroll (“Payroll”) for the first 12 months of service, followed by the then current annual list price. Your account will automatically be charged on an annual basis until you cancel. Each employee is an additional $8/month for Payroll Premium and $10/month for Payroll Elite. Contractor payments via direct deposit are $8/month for Payroll Premium and $10/month for Payroll Elite. Payroll includes 1 state tax filing. If you file taxes in more than one state, each additional state is $12/month for Premium. The discounts do not apply to additional employees and state tax filing fees. If you add or remove services, your service fees will be adjusted accordingly. If you upgrade or downgrade to a different subscription, the price will change to the then current list price for such relevant subscription. Sales tax may be applied where applicable. To be eligible for this offer, you must be a current QuickBooks Desktop customer: QuickBooks Online with QuickBooks Online Payroll. Offer is available for a limited time and valid direct from Commerce Technologies. You can also “Talk to Sales” by calling the phone number listed on the webpage. To cancel your subscription at any time go to Account & Settings in QBO and select “Cancel.” Your cancellation will become effective at the end of the annual billing period. You will not receive a prorated refund; your access and subscription benefits will continue for the remainder of the annual billing period as applicable. Offer cannot be combined with any other QuickBooks offer. Terms, conditions, pricing, discounts, special features, and service and support options subject to change without notice.

QuickBooks Live Assisted Bookkeeping: Live Bookkeeping is available to QuickBooks Online subscribers and is sold separately.

Mailchimp: Mailchimp and QuickBooks sold separately. Integration available. Availability of features and functionality varies by plan type. For details, please view Mailchimp's various plans and pricing.

Data migration guarantee: Offer only valid for customers using QuickBooks Desktop Pro, Premier, Mac or Plus (“QuickBooks Desktop) who purchase a monthly or annual subscription to QuickBooks Online Simple Start, Essentials, Plus or Advanced (“QuickBooks Online”) by 5/31/26. To qualify for a refund you must have attempted and failed to migrate your data over to QuickBooks Online within 30 days of purchase. Successful data migration is defined as your balance sheet and profit and loss report totals matching when run on Accrual method and All Dates. Refund amount will be based on the actual purchase price paid. Offer does not apply to migration of data for Payroll, Payments, Time, or third party apps. Click here to see the full list of data that now migrates from your QuickBooks Desktop product.

Free assisted migration and personalized setup from QuickBooks Desktop Pro, Premier, Mac, or Plus (“QuickBooks Desktop”) to QuickBooks Online Simple Start, Essentials, Plus, Advanced (“QuickBooks Online”), or QuickBooks Desktop Payroll, Payments, or Time to QuickBooks Online Payroll, Payments, or Time is available to customers who sign up for assisted migration or personalized setup to QuickBooks Online and is subject to capacity. The assisted migration offer is eligible to QuickBooks Desktop customers that are migrating their data and setting up QuickBooks Online. The personalized setup offer is eligible to Desktop customers that are migrating their data, as well as those customers who elect not to migrate their data, who are starting new QuickBooks Online accounts, and setting up QuickBooks Online. Assisted migration and personalized setup is limited to a 1-hour session with a customer success product expert. Intuit reserves the right to limit the number of sessions and the length and scope of each session. Assisted migration results may vary based on business complexity and file size. Terms, conditions, pricing, discounts, special features, and service and support options subject to change without notice.

What is Intuit Enterprise Suite? 

The Intuit Enterprise Suite is a cloud-based platform that integrates various business functions into one cohesive system. It combines financial management, project management, accounting, payroll, HR, marketing, and cash flow tools, all powered by AI and automation. This integration allows businesses to manage their operations more efficiently and make data-driven decisions with ease. 

Key Features and Benefits 

Robust Financial Management: 

Multi-Entity Accounting: Manage multiple entities, locations, and subsidiaries from a single dashboard. This feature simplifies intercompany transactions and consolidations, reducing manual work and errors. 

Automated Accounting: Automate routine accounting tasks, such as revenue recognition and fixed asset accounting, to save time and reduce administrative overhead. 

Enhanced Productivity: 

AI-Powered Insights: Leverage AI to gain business intelligence and insights, helping you make faster, more informed decisions. 

Industry-Specific Customizations: Tailor the suite to meet the unique needs of your industry, whether it's construction, service-based businesses, or others. Get deeper project profitability insights with customized reports and KPIs. 

Comprehensive Business Management: 

Integrated Tools: Connect all your financial, payroll, HR, marketing, and cash flow tools in one place. This integration streamlines operations and improves overall efficiency. Integrate the following with ease: 

• QuickBooks Online Payroll Elite 

• QuickBooks Online Time Elite 

• Intuit Payment Solutions 

• Intuit Field Service Management 

Dedicated Support: Benefit from a dedicated partner for setup and ongoing support, ensuring you get the most out of the suite from day one. 

Why Choose Intuit Enterprise Suite? 

Choosing the right enterprise solution is crucial for business growth. The Intuit Enterprise Suite stands out for its ability to scale with your business, offering robust features that grow with you. Its automation capabilities reduce manual processes, allowing you to focus on strategic initiatives. Additionally, the suite's industry-specific customizations ensure that you have the tools and insights needed to succeed in your particular field. 

Conclusion 

The Intuit Enterprise Suite is more than just a software solution; it's a strategic partner in your business's growth journey. By integrating key business functions and leveraging AI-powered insights, it empowers you to make smarter decisions, streamline operations, and ultimately drive success. Whether you're a small business looking to scale or a larger enterprise seeking efficiency, the Intuit Enterprise Suite offers the tools and support you need to thrive. 

Ready to take your business to the next level? Explore the possibilities with Intuit Enterprise Suite today! 

Using an old version? We offer free upgrades from QuickBooks Desktop Pro, Mac, Premier, Enterprise and Online SimpleStart, Essentials, Plus and Advanced. 

What is ACH?

The Automated Clearing House (ACH) network is an electronic system for processing financial transactions in the United States. It facilitates direct deposits, bill payments, and other types of electronic fund transfers (EFTs). ACH transactions are known for their efficiency, reliability, and security.

How Does Check Conversion Work?

Check conversion involves transforming a paper check into an electronic payment. Here's a step-by-step overview of the process:

1. Check Submission: When a customer provides a paper check for payment, the merchant or financial institution uses a check reader to capture the necessary information, such as the account number, routing number, and check number.
2. Electronic Conversion: The captured information is used to create an electronic version of the check. This electronic check is then processed through the ACH network.
3. Notification: Merchants are required to notify customers that their paper check will be converted into an ACH transaction. This can be done through signage at the point of sale or a notice on the bill.
4. Processing: The electronic check is processed much like a debit card transaction, with funds being transferred from the customer's account to the merchant's account via the ACH network.

Benefits of Check Conversion

• Speed: Electronic checks clear faster than paper checks, reducing the time it takes for funds to be available in the merchant's account.
• Cost-Effective: ACH transactions are generally less expensive to process than paper checks, saving businesses money on transaction fees.
• Security: Electronic transactions reduce the risk of check fraud and lost or stolen checks.
• Convenience: For consumers, check conversion means fewer trips to the bank and quicker payment processing.

Consumer Rights and Considerations

While check conversion offers many benefits, it's important for consumers to be aware of their rights:

• Notification: Merchants must inform customers when their checks will be converted to ACH transactions.

• Funds Availability: Consumers should ensure they have sufficient funds in their accounts at the time of the transaction to avoid overdraft fees.

• Record Keeping: The converted check will appear on the consumer's bank statement, making it easy to track payments.

Converting paper checks into ACH transactions is a win-win for both businesses and consumers. It streamlines the payment process, enhances security, and reduces costs. As more merchants adopt this technology, we can expect to see even greater efficiency in financial transactions. For more info, click here: Check Services | Payment Services | Commerce Technologies

Merchant Cash Advances

A merchant cash advance (MCA)is a type of financing where a business receives a lump sum of cash in exchange for a percentage of future sales. This option is particularly appealing for businesses with high credit card sales. Here are some key points:

• Quick Access to Funds: MCAs provide fast funding, often within a few days.

• Flexible Repayment: Repayments are tied to sales, so they fluctuate with your business’s revenue.

• Higher Costs: MCAs typically have higher costs compared to traditional loans, reflected in factor rates rather than interest rates.

Lines of Credit

A line of credit is a flexible financing option that allows businesses to borrow up to a certain limit and pay interest only on the amount borrowed. It’s similar to a credit card but often with lower interest rates. Key features include:

• Flexibility: Borrow as much or as little as needed, up to the credit limit.

• Revolving Credit: As you repay the borrowed amount, your available credit is replenished.

• Interest Rates: Generally lower than credit cards but can vary based on creditworthiness, business type, etc.

Loan Programs

A small business loan refers to receiving a lump sum of working capital to use for business purposes. The best feature about this type of loan is that there is a fixed payment amount which is automatically deducted from your business bank account on either a daily, weekly, or monthly basis. Key features include:

• Fixed Terms: Loans have fixed repayment schedules and interest rates.

• Larger Amounts: Suitable for significant investments like advertising, equipment and inventory purchases or expansion.

• Qualification Requirements: Often require good credit and detailed financial documentation.

Choosing the Right Option

Selecting the right financing option depends on your business’s specific needs and financial situation. Here are some considerations:

• Urgency: If you need funds quickly, an MCA might be the best choice.

• Flexibility: For ongoing access to funds, a line of credit offers more flexibility.

• Long-Term Investment: For substantial, long-term investments, traditional loans or SBA loans are ideal.

Conclusion

Understanding the differences between merchant cash advances, lines of credit, and loan programs can help you make an informed decision about which financing option is best for your business. Each has its own advantages and potential drawbacks, so it’s important to evaluate your business’s needs and financial health before proceeding.

To find out which you qualify, apply for FREE!

Cash discounting is a straightforward concept: it’s a discount offered to customers who opt to pay with cash instead of credit or debit cards. This practice incentivizes cash payments, helping businesses save on credit and debit card processing fees. For instance, a cash discount program automatically applies a small discount, typically ranging from 1% to 4%, depending on the merchant's program configuration. When the customer pays with cash or checks, only customers using a credit or debit card pay the full or advertised price. 

On the flip side, surcharging involves adding a percentage fee to transactions paid with credit cards to cover the associated processing costs. Surcharge programs generally cannot exceed the merchant's cost of acceptance or applicable card brand limits and may only be applied to eligible credit card transactions. Debit and prepaid card transactions cannot be surcharged, even if processed without a PIN or run as credit. Surcharging can help businesses recoup most or all their processing fees, but it comes with its own set of challenges, such as the need for specific software and the potential to upset customers who may feel penalized for using credit cards. 

Before implementing a cash discount or surcharge program, it's important to understand the applicable laws and card brand requirements. Surcharging is currently prohibited in Connecticut, Maine, and Massachusetts, while California imposes specific disclosure and terminology requirements.  California places additional requirements on fee disclosures, and the terminology used to describe card-related charges. Merchants should ensure their programs are configured in accordance with applicable state requirements. Cash discounting, on the other hand, is currently permitted in all 50 states when properly structured. 

In recent years, regulators have placed greater emphasis on pricing transparency and consumer fee disclosures. Businesses implementing cash discounting, dual pricing, or surcharge programs should ensure customers are clearly informed of applicable pricing differences before completing a purchase and that all advertised pricing and disclosures comply with applicable laws and regulations. 

Regardless of the program chosen, merchants must comply with state laws, card network rules, and processor requirements. This may include obtaining processor approval, enrolling in applicable programs, registering surcharge programs with acquiring banks or card brands when required, posting clear customer disclosures, ensuring accurate receipt language, properly configuring point-of-sale systems, and maintaining ongoing compliance with evolving regulations. 

Cash discounting and surcharging is available on Clover POS devices such as the Clover Flex 3, Clover Flex 4, Clover Mini 3, Clover Station Duo and Clover Station Solo. 

SwipeSimple supports surcharging and may also support cash discounting through its Automatic Adjustment feature when enabled by your Merchant Service Provider. Cash discount functionality is currently available through SwipeSimple's Virtual Terminal.  Terminals such as PAX A920 Pro, PAX A80 and PAX A35 are ideal for this solution. 

Ultimately, whether you choose cash discounting or surcharging, the goal is to balance the savings on transaction fees while maintaining a positive customer experience. By carefully considering the implications of each method and staying compliant with legal and regulatory requirements, businesses can effectively manage their payment processing costs without alienating their clientele. 

Commerce Technology helps businesses evaluate cash discounting, dual pricing, surcharging, merchant account pricing, Clover POS systems, SwipeSimple solutions, and QuickBooks integrations. Our team works with merchants to identify cost-saving opportunities while helping ensure payment acceptance programs are configured properly and aligned with current industry requirements. 

Remember, the right strategy is one that aligns with your business values and customer expectations, ensuring a win-win situation for all parties involved. 

QuickBooks Enterprise 24 is where your business rises to success. With updated features and functionality, this software will help you carry out all your business tasks seamlessly. Get best-in-class accounting, inventory and order management, pricing rules, job costing, payroll, time tracking, reporting, payments, Field Service Management and more.

New and Improved Features in QuickBooks 2024:

• Easily record and track customer prepayments and deposits on sales orders.
• Save time organizing categories with easier search and bulk edit functions. Copy and paste from Microsoft Excel. Set granular pricing rules by item categories to boost your bottom line.
• Use enhanced search to quickly find specific items within a large list of memorized transactions, fixed assets, or payroll items.
• Install product updates in the background without interrupting your work. Get access to all the latest Enterprise security enhancements.
• Learn when product updates are available as well as what’s in them so you can decide when to install.
• Get a clearer view of your inventory, stay on top of sales, and control inventory costs using reports with hierarchical view of categories.
• Maintain optimal levels of inventory with a report that includes component quantity used on assemblies and pending builds.
• Effectively track inventory lots of products developed in the same batch.
• Protect sensitive financial information and critical customer data with industry-leading AES 256-bit encryption.
• Extend the same top-of-the-line encryption of your business data from your desktop to the cloud when you use online backup or cloud hosting.

QuickBooks Enterprise will be discounted in perpetuity for 1-10 Users at 20% off and 11-40 Users at 12.5%.

Is QuickBooks Enterprise too much for your business? Sign up for QuickBooks Online and get 30% off your first year. If you convert from QuickBooks Desktop or purchase more than 1 subscription, then you get 50% off your first year.

What does service discontinuation mean?

Access to QuickBooks Desktop Payroll Services, Payments, Live Support, Online Backup, Online Banking, and other services through QuickBooks Desktop 2020 software will be discontinued after May 31, 2023. This also means customers won't receive critical security updates starting June 1, 2023. Any security updates received before this date should be installed.

Products affected by service discontinuation after May 31, 2023:

• QuickBooks Desktop Pro 2020
• QuickBooks Desktop Premier 2020 (General Business, Contractor, Manufacturing & Wholesale, Nonprofit, Professional Services, and Retail)
• QuickBooks Enterprise Solutions 2020
• QuickBooks Premier Accountant Edition 2020
• QuickBooks Enterprise Accountant 2020
• QuickBooks Desktop for Mac 2020

After May 31, 2023, you'll no longer have access to:

• Live Support and Included Services: QuickBooks Care Protection Plan & Intuit Data Protect
• Payroll Services
• View My Paycheck
• Credit Card Processing
• Check Processing
• Accountant Copy File Transfer Service
• Multicurrency/Exchange Rate
• Contributed Reports
• Online Banking
• QuickBooks Time (formerly known as TSheets) Premium and Elite

What’s next?

If you’d like to continue receiving these benefits, then it’s time to upgrade to the newest version of QuickBooks Desktop.

Alternatively, switch to QuickBooks Online for easier access any time.

The former can be achieved by migrating to QuickBooks Online, an alternative to the desktop version and the future of QuickBooks at Intuit.

10 benefits of Migrating to QuickBooks Online:

• Work more efficiently from PC, laptop, smartphone, or tablet
• Faster more optimized remote access
• Lower cost of ownership per user
• Less infrastructure cost such as networks and servers
• Lower IT costs
• Smother integration with more applications
• Real time upgrades pushed automatically from Intuit
• Continual redundant backups
• Easier more modern navigation no matter if you have an accounting background or not
• The ability to turn on desktop mode

We have also been recognized by Intuit as their Top QuickBooks Online Advanced reseller for two consecutive years in a row: 2021 & 2022.

Check out different options for QuickBooks Online: QuickBooks Online (commercetech.com)

Dear Customer,

Thank you for being a valued QuickBooks Point of Sale customer. Intuit introduced QuickBooks Desktop Point of Sale over 20 years ago to help retailers better manage their stores and we're proud to have supported you. However, the platform on which the software is built is unique, requires complex maintenance and makes introducing new features very difficult. Consequently, Intuit made the decision to discontinue QuickBooks Desktop Point of Sale 19.0 as of October 3, 2023.

There will be no future versions of QuickBooks Desktop Point of Sale software. We are working with Clover POS Desktop Software (commercetech.com) to provide an optional POS solution for your business (see details below).

What is changing?

In addition to the QuickBooks Desktop Point of Sale software being discontinued, the following connected services will also be turned off on October 3, 2023:

You can continue to use QuickBooks Desktop Point of Sale 19.0 without these services after October 3, 2023, but Intuit will no longer provide support, including important security patches to help protect your information from cyberattacks and data theft.

What's Next?

We are working with Clover to offer a Point of Sale option that integrates with QuickBooks Software similar to the Financial Sync using https://quickbooks.intuit.com/app/apps/appdetails/clover/ or https://www.webgility.com/integrations/clover-pos

Clover's Point of Sale and Payments solution allows you to manage both in-store and online sales in one place with features including remote access, enhanced reporting, a modern user interface, and multi-channel selling with https://www.bigcommerce.com/clover/.

Commerce Technologies will provide QuickBooks Point of Sale customers who choose to make the transition with free migration, premium onboarding, free 24/7 support, and exclusive software and hardware with discounts up to 50% off through August 31, 2023.

For questions or to discuss your options, please contact 1-800-477-5363 or visit POS Desktop Software (commercetech.com) to learn more.

Please consider Clover Point of Sale for a smooth transition.

Sincerely,

The Point of Sale Team

P.S. QuickBooks Point of Sale 19.0 software, payments and connected services will be discontinued on October 3, 2023 and there will be no future releases. Please consider Clover’s Point of Sale solution option for a smooth transition for your business.

Frequently asked questions

What are my options?

We offer several Point of Sale solutions. To help with the transition, Commerce Technologies is working with Clover to offer a Point of Sale option which integrates with QuickBooks Financial Software.

What if I want to keep using QuickBooks Point of Sale?

You can still use QuickBooks Desktop POS software, but the product will no longer be supported by Intuit. This means you will no longer receive security patch updates and Payments and Connected Services will be discontinued.

What if I need additional seats or more hardware? 

Existing QuickBooks Point of Sale 19.0 customers can purchase additional users on existing licenses and hardware for QuickBooks Point of Sale here https://commercetech.com/pos/quickbooks-pos/ until 10/3/23.

When will QuickBooks Point of Sale Payments no longer work with QuickBooks Desktop Point of Sale 19.0? 

QuickBooks Point of Sale Payments will no longer work with QuickBooks Point of Sale software after October 3, 2023. (But will work with our integrated Payments with the guaranteed lowest rates by applying)

Will there be support to help me transition to Clover POS? 

Yes. We offer free migration tools to help you import your QuickBooks Point of Sale customers, vendors and inventory lists into the Clover software, as well as, premium onboarding assistance and free 24/7 support.