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A powerful Internet based software tool that acts like a standard authorization terminal in a secure real-time environment.

Authorize.Net is a complete secure transaction processing system. Merchants can use Authorize.Net to submit, authorize, capture, and settle credit card transactions without the need for separate transaction terminal or processing software. Credit card transactions are authorized in real-time (immediately upon submitting). Automated Clearing House (ACH) collections, also known as Electronic Checks, are also supported on the system.

With our quick and easy merchant account setup you can be accepting credit cards over the Internet the same day.

Key Features


Offer your customers a variety of payment options ranging from debit cards, credit cards and e-checks to digital payments like Apple Pay, PayPal and Visa Checkout. Authorize.Net enables you to process payments in any way that works for your business, whether it’s through your website, mobile app or manual transactions. We make it easy to accept credit cards and help ensure you get paid. It’s that simple.

Recurring billing  

Easily Manage Ongoing Billing: Our tools provide excellent flexibility for your billing needs. Directly connect to proprietary systems, set it up manually or allow customers to choose payment preferences directly from the shopping cart. Whether you are billing the same amount or different—weekly, monthly or at a different cadence, our billing options help increase loyalty while reducing costs.

Virtual Terminal

You're given a login id and a password to go online to our secured site, login, and manually enter charges and returns for orders you get over the phone/face to face/or through the mail. That's also your database where you can look up transactions you've ran in the past, or look up any of your customers info (it stores all of that and you have a mailing list from it), or check out all the charges occurring in real-time on your website throughout the day. At the end of the day, the system automatically batches out all the transactions and deposits the funds into your checking account.

Web Link

The web link is a checkout link on your site where customers click on to pay. When they click on the checkout link, they're transferred to a secured server order form which is customized to look like your site. There, the customer can pay using any major credit card or pay by electronic check by entering their acct.#. and routing # (using the optional check service features). When they click on the submit button, it emails out a receipt right away to the seller and a copy to the buyer. This software program is also easily integrated with MOST shopping carts for a seamless shopping experience for the customer.

Mobile payments

Accept secure payment wherever you are: Connect your card reader easily through a standard headphone jack on your Apple iOS or Android device. Through the mPOS mobile app you can accept credit cards from everywhere!


Easy to deliver custom digital invoices to any customer with an email address. Digital invoices provide your customers with a simple, no-hassle way to pay from their computer or mobile device.

Simple Checkout

We offer a free set up of any merchant account with this software package! Secure payment gateway and virtual terminal.

Setup fee may be waived with Merchant Account signup. Contact us at (800) 477-5363 to find out if you qualify. 

Please see the following informational videos about the Authorize.Net payment gateway:

Sign up for Merchant Account, Payment Gateway, Check, Business Funding, and Payroll services through our Online Application.