Do you want to accept credit cards ON-THE-GO with Wireless Services?

Posted by E-Commerce Exchange on 10th Aug 2015

All you need is a web-enabled device such as a cell phone, PDA, tablet computer, laptop, wireless terminal or Wi-Fi terminal. Whether you are a merchant that provides delivery services to your customers or a merchant that needs the extra option to accept payments while on-site at a customer location, wireless services are a perfect fit.

Using wireless services can prove to be advantageous to every business. Listed below are some benefits

  • Flexibility to accept payments anywhere at anytime
  • Save time and eliminate high cost of handling cash and checks by completing the transaction on the spot without having to go back to the office and manually entering payments/transactions
  • Ability to manage multiple Merchant IDs
  • You may be eligible to receive lower swiped rates, if using a card reader
  • Run payments securely so customer data is always encrypted and never at risk
  • No paper clutter such as imprinter paper or paper with cardholder data to carry around
  • Integrate with QuickBooks and Sage Accounting & ERP software, so you can download all transactions to your computer for easy reconciliation

With a full array of smart phones available you can convert to a mobile merchant by accepting payments directly on your mobile devices. It works with most mobile devices via WiFi or on most cell phone carriers. you can either use a mobile card reader that plugs into the audio jack of your phone to automatically read card data or manually enter all the payment transaction details using your mobile devices keypad.

What types of businesses do Mobile Payments work for?

If you do some of your business remotely or on-site, wireless services are for you. Below are some examples of merchants who are successfully using mobile payments in your day-to-day transactions –

  • Artists / Craft persons
  • Carpenters
  • Charitable Donations
  • Distributed Sales Forces
  • Electricians
  • Fundraisers
  • General contractors
  • HVAC / AC Sales & Service
  • Landscapers
  • Mobile vendors: trade shows, fairs, kiosks
  • Plumbers
  • Private Practices / Small Business
  • Roofing / Siding Contractors
  • Taxi / Limo / Airport Transportation

What are the advantages of using Mobile Payments?

  • No costly equipment needed
  • Receipts emailed to customer and merchant
  • Compatible with most Internet capable devices such as iPhone, iPod touch, iPad, tablet computers, Droid, BlackBerry, etc.
  • Add multiple phone lines and users to the same account
  • Ability to use Field Service Management if using QuickBooks
  • Store and forward capabilities
  • Tip and Tax functionality
  • Signature capture on compatible Apple Devices
  • Ability to add and manage inventory

What are the advantages of using ECE Mobile Payments over Square?

  • Square has higher rates
  • Square is not a true merchant account, which is evident in the fact that anyone can sign up and there are no PCI guidelines for the merchant and therefore no security guarantees.
  • Square does not have PIN pad function
  • Square’s reader is not as reliable or secure and doesn’t work with as many devices
  • There is no integration with QuickBooks

 EMV for Restaurant Merchants

With the new Chip & PIN requirements the entire process in a full service restaurant must change.” Paying at the Table" or at check out is required, a delightful process guaranteed to thrill both waiters and customers alike. Chip and Signature means, to the restaurant, business as usual. Sure, the waiter won't be able to use the integrated swipe on the POS workstation any more. Instead the waiter will dip the card into the EMV device. At the heart of the interaction the user experience remains largely unchanged from what takes place today. Note that EMV transactions can’t be adjusted for tips after the sale; tips must be entered during the sale.

Wireless Terminals

If mobile payments do not work for you, then Wireless terminals may. Although these terminals require a separate wireless plan and have a larger equipment investment, you have the following additional benefits –

  • Ability to have a printed receipt
  • Capable of handling multiple services on the same device such as online (PIN) debit, check services, EBT, etc.
  • All transactions are run on a single terminal eliminating the need to set up each user on a different mobile device
  • Durable construction for high volume or rugged operation
  • We program, test and send the terminal to your merchant so they don’t have to spend any time setting up or configuring
  • Both are EMV and NFC ready

Laptop Computers

If you don't want to purchase a terminal, you can use a personal laptop. All you would need to do is log in to the virtual terminal website and start running transactions. You can also use a card reader to automatically enter all payment details.

Monthly Promotion:

Receive any one of the items listed above for FREE when you sign up and funded before the end of the month for a new merchant account with service contract.
** Promotion expires 08/31/2015