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Posted by Elmer Saenz & Patrick Zydziak on 24th Feb 2021

What are Payment Gateways?


Payment gateways are web-based software that allow you to process real-time payments securely on the internet 24 hours a day - be it using virtual terminals, shopping carts, mobile applications or financial software.

How Credit Card Payments Work


What's more...

You can process transactions through your payment gateway on a laptop or mobile device with internet connection while on the road. You log into a virtual terminal website or mobile application and start running transactions by keying in the card info or by using a card reader to swipe transactions.

Payment Gateways make it easy to get paid. A Virtual Terminal is a quick and easy option to start accepting payments with your account. It allows you to enter payment information manually without requiring a card reader or other expensive hardware.

Sign-up for your Virtual Terminal here:  https://www.firstaffiliates.com/OnlineApplication/Start.aspx


Key Features

E-Commerce:

  • Offer your customers a variety of payment options ranging from debit cards, credit cards and e-checks to digital payments like Apple Pay, PayPal and Visa Checkout.
  • Authorize.Net enables you to process payments in any way that works for your business, whether it’s through your website, mobile app, or manual transactions.
  • We make it easy to accept credit cards and help ensure you get paid. It’s that simple!

Recurring billing:

  • Easily Manage Ongoing Billing; Our tools provide excellent flexibility for your billing needs.
  • Directly connect to proprietary systems, set it up manually or allow customers to choose payment preferences directly from the shopping cart.
  • Whether you are billing the same amount or different—weekly, monthly or at a different cadence, our billing options help increase loyalty while reducing costs.

Virtual Terminal:

  • You're given a login id and a password to go online to our secured site, login, and manually enter charges and returns for orders you get over the phone/face to face/or mail.
  • That's also your database where you can look up transactions you've ran in the past, or look up any of your customers info (it stores all of that and you have a mailing list from it), or check out all the charges occurring in real-time on your website throughout the day.
  • At the end of the day, the system automatically batches out all the transactions and deposits the funds into your checking account.

Web Link:

  • The web link is a checkout link on your site where customers click on to pay.
  • When they click on the checkout link, they're transferred to a secured server order form which is customized to look like your site.
  • There, the customer can pay using any major credit card or pay by electronic check by entering their account # and routing # (using the optional check service features).
  • When they click on the submit button, it emails out a receipt right away to the seller and a copy to the buyer.
  • This software program is also easily integrated with MOST shopping carts for a seamless shopping experience for the customer.

Mobile payments:

  • Accept secure payment wherever you are: Connect your card reader easily through a standard headphone jack on your Apple iOS or Android device. Through the mPOS mobile app you can accept credit cards from everywhere!

Invoicing:

  • Easy to deliver custom digital invoices to any customer with an email address. Digital invoices provide your customers with a simple, no-hassle way to pay from their computer or mobile device.

Simple Checkout:

  • We offer a free set up of any merchant account with this software package! Secure payment gateway and virtual terminal.

**Setup fee may be waived with Merchant Account signup. Contact us at (800) 477-5363 to find out if you qualify.

Sign-up for your Virtual Terminal here:

https://www.firstaffiliates.com/OnlineApplication/Start.aspx