A Merchant Account is a service that’s required for any business to accept credit or debit cards from their customers. With this service credit card transactions are sent electronically to merchant processing banks for authorization, capture, and deposit. Through a merchant account, you can also accept physical and electronic checks, sell and accept gift cards, utilize loyalty programs, apply for a cash advance or business loan, and use payroll services.

Various methods exist for presenting a credit card sale to the processor. In all circumstances either the entire magnetic strip is read by a swipe through a credit card terminal/reader or the credit card information is manually entered into a credit card terminal, a computer/mobile phone, or website. There are also credit cards that have built-in sim chips so that the merchants can now process by just bringing the cards close to or inserting them into the EMV compliant contactless equipment. We will help you get set up quickly and securely regardless of how you want to accept payments. You can now accept Visa, Master, Discover, Amex, JCB, Diners Club, Carte Blanche, China UnionPay, DinaCard and PayPal Transactions and review all these transactions in one easy monthly statement.

How to easily sign up for a merchant account with us:

1. Just click on this link to apply online and answer a few questions.
2. Attach a voided or cancelled check pre-printed with your business name (in place of a temporary check, a bank signed letter with full account, routing number and business name will need to be provided) and Business license, phone or utility bill or previous processing statement.
3. Print and sign the pdf application and email/fax it to 310-321-5410 or sign and submit electronically.
4. You will receive a response from us within 1 business day. You can get set up as soon as 24-48 hours.

Reasons to apply for a merchant account:

1. Boost Sales and improve customer satisfaction by allowing customers to choose their preferred method of payment.
2. Increase average sale since the customer does not need to have cash on him.
3. Protect the business from potential losses due to accepting bad checks.
4. Avoid the risk and inconvenience of having large amounts of cash.
5. Accept payments from virtually anyone, anywhere.