Paya Services allows merchants to accept and process electronic checks from consumer and corporate bank accounts safely and securely. Whether you are a retail, mail/phone order or internet business, Paya Services has an electronic check option for you.
Benefits of accepting checks:
- Increase sales by expanding payment options to your existing and new customers
- Increase customer satisfaction.
- Easy access to funds in 2-3 business days since checks are automatically deposited into your checking account electronically
- No trips to bank - so no gas/labor expenses
- No checks returned due to NSF if using guarantee
- Completely eliminate bank NSF fees if using guarantee
- Check services rates are usually lower than credit card rates
- Easy reconciliation with access to online reports and statements
How it works:
Paper check is received in the mail or at the point-of-sale, Check scanned through a check reader that is connected to a POS terminal or virtual terminal, Consumer checking account electronically debited and merchant funded, Done!
- Merchant Account not Required
- Merchant Processor: Paya
- Note: Paya Services can be Stand Alone
Sign up for Merchant Account, Payment Gateway, Check, Business Funding, and Payroll services through our Online Application.
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